Amex Benefits Guide
Every credit your Platinum or Gold card offers — with tips on how to actually use each one.
Monthly
Digital Entertainment Credit
Disney+, Disney+ Bundle, ESPN+, Hulu, NYT, Paramount+, Peacock, WSJ, YouTube Premium, YouTube TV
How to use it
Disney+, Hulu, and ESPN+ together for $24.99/mo — fully covered by your credit with $0.01 to spare
News + Games + Cooking + Wirecutter + The Athletic for ~$25/mo after intro pricing
Ad-free YouTube + YouTube Music. Partial credit covers most of it.
Live TV streaming with sports, news, entertainment. $72.99/mo (credit covers $25).
Your Amex covers Walmart+ ($12.95/mo) which includes free Paramount+ Essential
Don't have Walmart+? Subscribe to Paramount+ directly — your $25 Digital Entertainment credit covers it.
Uber Credit
Uber
How to use it
Credit auto-loads on the 1st. Open the app, order food, Uber Cash applies automatically at checkout
Uber Eats delivers from local grocery stores — use your $15 on essentials
Schedule your next trip pickup — Uber Cash applies automatically when you pay with your linked Amex
Walmart+ Membership
Walmart
How to use it
Must use monthly ($12.95/mo), not annual. Amex credits it back automatically. Free delivery, fuel savings.
Walmart+ includes a free streaming subscription. Pick whichever your Digital Entertainment credit is not covering.
Quarterly
Lululemon Credit
Lululemon
How to use it
Lululemon no longer sells $75 gift cards. Buy a $50 gift card at lululemon.com and use the remaining $25 credit on a separate purchase.
Some Reddit users report buying a $75+ item and returning it in-store for a gift card — the Amex credit still posts. Do this at your own risk.
Get sale items at 30-50% off. Stack with Rakuten (10-15% back) for extra savings.
RESY Dining Credit
RESY Partner Restaurants
How to use it
Find a Resy partner restaurant online, buy a gift card. This has worked historically but isn't officially supported — YMMV.
You don't need to book through Resy — just pay with your Platinum at any of 10,000+ partner restaurants
Open the Resy app, browse restaurants in your city — the blue Resy logo means your credit applies
Get priority reservations at hard-to-book spots like Carbone, Lilia, and COTE
Semi-Annual
Hotel Credit
FHR / The Hotel Collection via Amex Travel
How to use it
Book through Amex Travel for anytime in the future. Credit applies when you book, not when you stay.
More properties available. Requires 2-night minimum but includes $100 property credit + room upgrade.
Find FHR properties in your city — get breakfast, late checkout, $100 credit, and use your $300 statement credit
Saks Fifth Avenue Credit
Saks Fifth Avenue
How to use it
This benefit ends mid-2026. Amex says a new benefit will replace it, but merchant partners haven't been announced yet. Use your remaining credit while you can.
Physical gift cards at Saks stores trigger the credit. E-gift cards do NOT work. Bank it for later.
Grab a Kiehl's moisturizer, La Mer lip balm, or Tom Ford mini — fully covered with no shipping fees in-store
Start at Rakuten for cash back, then shop Saks online. Note: $9.95 shipping under $300.
Annual
Airline Incidental Credit
Your Selected Airline
How to use it
Buy two $100 United Travel Bank credits. They last 5 years and work like cash for flights.
Select Southwest as your airline. Buy Early Bird ($25-$35/flight) or pay for checked bags — credit applies automatically.
Southwest fares under $100 trigger the credit. Find a $99 flight and it's essentially free.
Select JetBlue. Buy Even More Space legroom seats or fares under $100 to trigger the credit.
Uber One Membership
Uber
How to use it
Open Uber app > Account > Uber One > Subscribe. Pay with your Platinum. $0 delivery fees + 10% off rides.
Annual plan is cheaper than monthly. Your $120 credit covers it fully with $24 to spare.
Benefits stack with monthly Uber Cash
Uber One discounts apply ON TOP of your $15/mo Uber Cash — maximize both benefits together.
CLEAR+ Credit
CLEAR
How to use it
Enroll online, then visit any CLEAR airport kiosk with your ID to complete enrollment. CLEAR's standard price is $189/yr — your credit covers up to $209.
Have Delta/United status or credit card? Sign up through their portal for $169/year instead of $189.
Add up to 3 family members at $60 each (not $125). Use a second Amex card with CLEAR credit to cover it.
Equinox+ Credit
Equinox
How to use it
Fully covered by the $300 credit. Classes, meditation, training — no gym visits required. Must use the Platinum link.
Already a member? Make Platinum your payment method — $25/mo auto-credits against dues. Don't sign up for a $200/mo gym just for $300/yr.
SoulCycle Credit
SoulCycle
How to use it
Up to 15 bikes per year, covered by the $300 credit. Requires enrollment in Equinox+ benefit first.
You must be enrolled in the Equinox+ benefit to access the SoulCycle credit. Enroll via your Amex benefits page.
Oura Ring Credit
Oura
How to use it
Wait for a sale: $249 ring = $49 after the $200 credit. Great gift too. Must buy from ouraring.com (not Amazon).
Credit will NOT trigger without enrollment. Hardware only — no gift cards, accessories, or subscription coverage.
Global Entry / TSA PreCheck
Global Entry / TSA PreCheck
How to use it
$120, credited back automatically. Includes TSA PreCheck + faster customs re-entry. Works for renewals too.
Each AU on your Platinum gets their own Global Entry credit. Add free Gold authorized users for family members.
Never forget to use these
Get a monthly email reminding you which credits are about to expire — with direct links to redeem them.
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