Terms of Service

1. What Recoup is

Recoup ("we," "us," "our") is a free email reminder service that helps you track and use your American Express Platinum and Gold card benefits. Recoup is not affiliated with, endorsed by, or connected to American Express in any way.

2. Eligibility

You must be at least 18 years old to use Recoup. By signing up, you confirm that you meet this requirement.

3. Your account

When you sign up, you provide your email address, zip code, and card selections. You are responsible for the accuracy of this information. You can update your preferences or unsubscribe at any time using the link in any Recoup email.

4. The service

Recoup sends periodic emails summarizing your upcoming card benefit deadlines with tips and redemption links. The information we provide is based on publicly available benefit schedules and is for informational purposes only.

We do our best to keep benefit data accurate, but we make no guarantees that the information is complete, current, or error-free. Always verify benefit details directly with American Express before making financial decisions.

5. No financial advice

Recoup is not a financial advisor, credit counselor, or licensed professional of any kind. Nothing in our emails or on this website constitutes financial, legal, or tax advice. Use the information at your own discretion.

6. Intellectual property

All content on this site and in Recoup emails — including text, design, and code — is owned by Recoup. You may not copy, redistribute, or repurpose it without permission. American Express and related trademarks belong to their respective owners.

7. Limitation of liability

Recoup is provided "as is" without warranties of any kind, express or implied. We are not liable for any missed benefits, inaccurate information, or damages arising from your use of the service. Our total liability is limited to the amount you paid us, which is zero — Recoup is free.

8. Termination

You can stop using Recoup at any time by unsubscribing. We may also discontinue the service at any time without notice. Upon termination, your data will be deleted in accordance with our Privacy Policy.

9. Changes to these terms

We may update these terms from time to time. If we make material changes, we'll notify you by email. Continued use of Recoup after changes constitutes acceptance.

10. Contact

Questions? Email us at hello@savewithrecoup.com.